Australia financial calculators.
Free tax, superannuation, and property calculators built for the Australian financial system. All calculations use current ATO tax brackets, super guarantee rates, and state-specific stamp duty rules.
Superannuation Calculator
Project your super balance at retirement with employer contributions (SG rate), salary sacrifice, voluntary contributions, and investment returns.
Australian Income Tax Calculator
Calculate your Australian income tax using current ATO tax brackets, Medicare levy, LMITO/LITO offsets, and HELP/HECS repayments.
HECS-HELP Calculator
Calculate your HECS-HELP student loan repayments based on your taxable income and current ATO compulsory repayment thresholds.
Stamp Duty Calculator (Australia)
Calculate stamp duty (transfer duty) on property purchases across Australian states — NSW, VIC, QLD, WA, SA, TAS, ACT, NT.
Capital Gains Tax Calculator
Calculate CGT on Australian shares, property, and crypto with the 50% CGT discount for assets held over 12 months.
Australian Mortgage Calculator
Calculate home loan repayments with Australian variable and fixed rates, LMI, offset accounts, and redraw comparisons.
Calculators for Other Countries
Comprehensive Australian Guide: Index
Tailored for Australian residents, home buyers, and wage earners, this Index calculator complies with Australian Taxation Office (ATO) legislation, Superannuation Guarantee (SG) rules, and state transfer duty regulations.
How ATO & Australian Market Rules Apply
The engine accounts for the $18,200 tax-free threshold, Medicare Levy (2%), HECS-HELP compulsory repayment tiers, and offset account calculations for Australian home loans.
Key Australian Financial Rules
- Tax-Free Threshold & Medicare Levy: The first $18,200 earned is tax-free for Australian residents, with a 2% Medicare Levy applied to taxable income.
- Superannuation Guarantee: Employer contributions are paid into your designated super fund, compounding tax-effectively at 15%.
- Offset Accounts & LMI: Linked offset accounts directly reduce daily mortgage interest calculations.
Comprehensive Australian Guide: Index
Tailored for Australian residents, home buyers, and wage earners, this Index calculator complies with Australian Taxation Office (ATO) legislation, Superannuation Guarantee (SG) rules, and state transfer duty regulations.
How ATO & Australian Market Rules Apply
The engine accounts for the $18,200 tax-free threshold, Medicare Levy (2%), HECS-HELP compulsory repayment tiers, and offset account calculations for Australian home loans.
Key Australian Financial Rules
- Tax-Free Threshold & Medicare Levy: The first $18,200 earned is tax-free for Australian residents, with a 2% Medicare Levy applied to taxable income.
- Superannuation Guarantee: Employer contributions are paid into your designated super fund, compounding tax-effectively at 15%.
- Offset Accounts & LMI: Linked offset accounts directly reduce daily mortgage interest calculations.